IOSR-JEF   Volume-11 ~ Issue-2 ~ Mar – Apr 2020

Abstract: Financial inclusion outspreads financial intermediation to the vulnerable segments of a nation at cheap prices and favourable terms, however, influences of financial inclusion efforts on Nigerian manufacturing industry were yet to be ascertained. This study investigated the effects of financial inclusion on the contribution of the manufacturing industry to gross domestic product (GDP) in Nigeria.Secondary data used were sourced from central bank of Nigeria statistical bulletin between 1982 and 2018. Vector error correction model and granger causality tests were used for analyses.The contribution of manufacturing industry to GDP (MGDP) was regressed on financial deepening indicators (FD) and financial inclusion indicators (FI), the former included, percentage of credit to private sector to GDP (CPSGDP) and percentage of money supply to GDP (M2GDP), while the latter included deposits of rural branches of commercial banks (DR), loans of rural branches of commercial banks (CR) and....

Keywords: financial inclusion, financial deepening, vector error correction model (VECM)

Abstract: The dual purpose of the current research is a) to investigate the dimensions/parameters affecting customer preferences/intentions for online banking services in Greece, and b) to identify and study the trigger factors motivating customers into moving from traditional branch to online banking. The research also aims at determining whether the trigger factors differentiate between two survey periods. The survey is based on a structured questionnaire answered by personal interviews, and was conducted in various geographical areas in Greece over two periods, the early period of the Greek debt crisis, 2012, and six years later, 2018. In order to survey the trigger factors from branch to online banking services, the research employed the model of Logistic Regression, whereas the factors involved in overall customer satisfaction were analyzed via Factor Analysis. In addition, the differentiation of overall satisfaction was statistically tested using Structural Equation Models (SEM).....

Keywords - Crisis, Trigger factors, online banking, Customer satisfaction

Abstract: Change is inevitably the only constant in society. With a dynamic influx of environmental, economic, political and educational impulses, the prevailing stability and consensus of members of the society tend to change. Introducing the change is invariably the result of individual moral development of those members of society who tend to embrace the new or the modern over the traditional or conventional usage. As the alteration sets in, it percolates down to every corner of the combined cohabitation, and it is then that the opposing or the consequential; effect emerges. It at times eases the process, at other times complicates it ever more. Although a primitive society by its nomenclature, it is a part of the nation and it is the duty of the Government to hold it together with the other corresponding societies and at the same time completely safeguarding their own self interests. The paper in its objective tries to analyse how such a balance is sustained and how changing tribal and modern societies are trying to relocate a new equilibrium.

Keywords - Equilibrium, Change,Relocation,Government, Balance and Ubiquity

Abstract: Innovation has been a non compliant chapter wherein African countries are considered globally at per with emerging countries like India and Russia. A lot has been spoken in global conferences on innovative measures with statistical data which shows that recent trends point towards greater compliance in business models which has resulted in better governance and political measures for effective business practices in African countries. My research work primarily deals with theoretical established data related to African economy, nevertheless terming it as a cumbersome measure for establishing a blue print model for innovative Africa as African countries are huge and the data are often misleading in nature. My research will focus on greater visibility and judgmental based economic expression underlying development economics.

Keywords - Innovation, national innovation policy, African countries, economic and development.

Abstract: Monetary Policy actions should motivate improved Stock Market Performance but some findings from studies appear to disagree with this preposition. This study examined the interaction between monetary policy and Stock Market Performance in Selected Developing African Economies from 1986 to 2016. The specific objectives of this study were to analyse the interaction between monetary policy factors like money supply (M2), consumer price index (CPI), deposit money bank total credit (TBC), foreign exchange rate (EX) and market capitalization (MC) in selected African developing economies with data collected from World Bank, International Monetary Fund, Bureau of Statistics, Knoema and the Central Bank of selected countries. The study selected Nigeria, South Africa and Kenya as its sample and anchored the study on Tobin's monetary theory and stock returns. The study used the Granger.........

Keywords - Market Capitalization, Money Supply, Consumer Price Index, Exchange Rate, Monetary Policy

Abstract: Microfinance has long been linked with generating empowerment of women. In Bangladesh, Over 90% of their clients are women. The increasing demand for credit may appear to suggest the acceptance of the program. Nevertheless, analyzing why demand for women empowerment is increasing among women may offer a way to analyze the consciousness and decision making power of the vulnerable women. The MFIs provides working capital for poor people and in particular women, to be engage in small businesses and one of the common features is for the loan to achieve financial inclusion in the non-formal sectors for income-generation. This study examined the impact of microfinance banks on the consciousness and decision making powerof the women beneficiaries with special reference to Central.....

Keywords - Microfinance, women empowerment, consciousness and decision making power

Abstract: Financial sector is the backbone for an economy. Financial inclusion generally refers to the process of ensuring access to appropriate financial products and services needed by all sections of society including vulnerable groups such as weaker sections and low-income groups at an affordable cost. Government of India (GOI) and Reserve Bank of India (RBI) has undertaken various initiatives towards improving the level of financial inclusion in order to include the people those who are financially excluded.This paper is an attempt to outline the needs and various obstacles that impede financial inclusion in India and the ways to overcome these obstacles. This study also provides an overview on trends of financial inclusion in India in past few years with reference to the various policies and measures adopted.......

Keywords - Financial Inclusion, Needs of Financial Inclusion, Obstacles of Financial Inclusion